Ubyx consists of core and advanced components, with the core elements being the minimum necessary to demonstrate live transactions through a many-to-many clearing system. The advanced components are necessary to walk the path of progressive decentralization, and to fully realize the vision of stablecoin ubiquity.
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Core Components

The Ubyx Platform
Coordinates interactions between stablecoin issuers, financial institutions, and settlement banks. Connects network participants through standardized APIs that orchestrate the redemption process.

End-User Hosted Wallets
For financial institutions to accept stablecoins, they need blockchain capabilities that most don’t currently possess. Ubyx addresses this through specialized integration partners that provide the necessary technical infrastructure.

The Ubyx Trust Mark
In the world of payments, visual symbols carry powerful meaning. Existing payment system logos all instantly communicate a promise. The Ubyx Trust Mark will serve this same crucial function for stablecoins. The mark represents a collective assurance from all network participants.

The Ubyx Rulebook
Every payment network requires clear rules that govern how participants interact. The Ubyx Rulebook serves this essential function, creating the standards and processes that enable reliable stablecoin clearing.

The Ubyx Association
While technology platforms and rulebooks provide the ‘how’ of stablecoin clearing, the Ubyx Association addresses the equally critical ‘who’ and ‘why’, creating the human connections and institutional relationships necessary for mainstream adoption.
Advanced Components

The Ubyx Token
A critical component designed to foster sustainable growth, ecosystem alignment, and progressive decentralization.

The Ubyx Minting Gateway
A functional stablecoin ecosystem requires both redemption and issuance. For stablecoins to serve as true digital cash, users must also be able to acquire them seamlessly, on demand, and from trusted financial institutions.

The Ubyx Lending Facility
Stability is the foundation of trust in any financial system. The Ubyx Lending Facility introduces a supra-issuer liquidity mechanism, ensuring that stablecoin issuers can access short-term support during market dislocations, operational disruptions, or confidence shocks.
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Ubyx Labs

For stablecoins to become the general purpose methods of payment that they can be, a variety of value added services should be built to support all use-cases and make stablecoins safe for every user. Ubyx will ally with third parties where possible to complete the feature set.
